The word ‘holiday’ conjures up serene images of rest and relaxation, far, far away from the piles of paperwork and e-mails. But today’s technology has resulted in 24/7 office accessibility, even when you’re on your dream island getaway. Nanzinc.Com shows you how you can put (most of your work) behind you while on that much-needed break, and get that much-deserved recharging that you deserve! By: Sharlene Tan Give advance notice Let your superiors, colleagues, subordinates and clients know weeks in advance about your travel plans so that...

7 women participated in the 7-week long Money Makeover workshop series, organized by Bernard Lim from Wealth College, which is based on the LiFE (Life in Financial Excellence) program. Now that this life-changing program is over, Bernard shares some closing thoughts with Nanzinc.Com. By: Dorothea Chow 1. You mentioned at the start of this course that constant buy-in and discipline would be potential challenges for these 7 women to overcome. How do you think the ladies have fared in these areas? I feel that all the women did well in terms of achieving...

Having been in debt before, Christina Chua is determined to get things right this time by being cautious and doing her homework before making financial decisions. That includes not taking experts’ advice at face value, but checking out options and making sure her decisions suit her financial needs and goals. By Lianne Ong When you’re not knowledgeable about the ins and outs of financial investments, the easy way is to get an expert and follow the advice given.  However, that’s not always taking ownership of your financial decisions when...

Ms Elaine Goi, 41, works in Real Estate, as Division Director in ERA Realty Network Pte Ltd. This busy mother of two primary-school age children participated in the Money Makeover 7-week workshop series organized by Mr Bernard Lim from Wealth College, and based on the LiFE (Life in Financial Excellence) program. In this second interview with her, she shares with Nanzinc.Com the progress she has made thanks to the course. By: Dorothea Chow Now that the course has ended, what progress have you seen in yourself as a result of your time here? I find...

It is all in the details. After completing the Money Makeover programme, Esther Lai gained a crystal clear insight into how knowing the details can keep her in the financial pink of health – including keeping track of her cash flow. She shares more with Nanzinc.com. By: Audra Lim It has been seven intense weeks of going on your personal financial journey. Now that the programme is over, what is one new financial goal you are going to aim for? My immediate financial goal is to achieve more liquid cash flow, with an immediate target of $10,000....

Credit card debt is one of the most common kinds of debt, and one that can quickly get out of hand.  Find out how Daryl Dee Teo, a marketing manager in the F&B industry, is slowly finding her way out of it through the Money Makeover program. By: Lianne Ong Credit card debt led Daryl Dee Teo, 35, to lead a double life for a while – successful at work, but struggling with a mountain of debt. Not knowing who to turn to, and a desire to hide the problem only made things worse. In this second interview, she shares with Nanzinc.Com on what it...

In her quest to learn how to balance all the responsibilities in her life, financial and property agent Karen Goi received a clear insight into the importance of setting priorities. She shares with Nanzinc.com on how meeting needs instead of wants first will deliver results. By: Audra Lim It has been 7 intense weeks of going on your personal financial journey. Now that the programme is over, what is one new financial goal you are going to aim for? I want to learn more about Internet marketing so that it can help me increase my sales and also...

In this second interview with Joselina Chia, 44, a senior sales manager and mother of thee, she shares with Nanzinc.Com the progress she has made thanks to the course. By: Dorothea Chow What progress have you seen in yourself as a result of this course? The major progress is in my attitude towards money and managing my children. This in turn has impacted the financial aspects of my life. With a clearer understanding towards financial issues, I no longer feel like I am in a mist of clouds. I can work the numbers out clearly and work towards a planned...

As a flight attendant, Christina Chua is no stranger to shopping in glamourous and exotic locations. Having successfully trimmed her credit card debt significantly, she wants to make more improvements in her money management skills. She talks to Nanzinc.Com about the little steps she has put in place to reduce her spending. By: Lianne Ong Being a flight attendant is often equated with flying to glamourous places, and going on shopping sprees. But Christina Chua has disciplined herself to buy things that she either needs or really loves.  Not...

Those nine months from when you discover you are expecting to the point of actually holding that baby in your arms can be a roller coaster affair for many mummies-to-be. Here are some websites you can go to for help, advice and encouragement during this eventful period. By: Dorothea Chow Baby Center www.babycenter.com.sg Whether you’re planning a pregnancy, newly expecting, about to pop, or a new parent, this website will walk you through every stage of this journey, one step at a time. You’ll find expert advice on a range of topics from...