When you’re working in the Food and Beverage industry, what are the money sappers? As the marketing manager for a well-known group of restaurants in Singapore, Dee’s bubbly personality fits her job to a T. But her weaknesses such as impulse shopping and not counting the little things sometimes land her with big bills to pay. Find out what she has learned about herself in the Money Makeover programme. By: Lianne Ong Daryl Dee Teo, 31, is a marketing manager of a well-known food and beverage group that runs several successful eateries. ...

People are complex beings. Psychologists have likened the individual to an iceberg – what you see is just the surface, the tip of the iceberg. It’s no wonder, then, that working in a team can be tough. Interpersonal conflicts can make or break a team. By: Dorothea Chow Whether it’s an in-your-face shouting match or an undercurrent tension that affects your mood, all of us will have experienced conflict at work in one form or another. Managing such sticky situations requires you to understand your own temperament as well as your team’s...

Exercise. We know we need it, sometimes we even want it, but all too often other things (like your job, your family, or just plain old fatigue) get in the way of working out. By: Sharlene Tan Your schedule is stuffed, packed, overflowing even. Where’s the time to exercise?, you might be wondering. But you can easily fit exercise into your daily routine because every little bit helps. A study by the University of Virginia found that women who split their exercise into 10-minute routines were more likely to exercise consistently and lost...

Karen Goi, 38, juggles a full plate as a mom of three and an agent with both Great Eastern Life and ERA. With her children between the ages of 8 and 18, Karen knows that managing her finances is crucial to ensuring that her children are well provided for. She shares with Nanzinc.Com why the Money Makeover programme is helping. By: Audra Lim What prompted you to sign up for the Money Makeover programme? I felt this course would be good in refreshing my financial planning knowledge so that I can better handle both my personal financial planning,...

Like a trapeze act, changing careers calls for patience, some know-how, a safety net and at the end of the day, the willingness to take that courageous plunge. By: Sharlene Tan Many of us dream of escaping the mundane, meaningless corporate drone life and finding a career that makes us excited about going to work in the morning. But few of us will actually act on that dream. After all, it’s daunting to have to start over from scratch. Of 14,000 US job changers surveyed in 2004 by career transition consultant Right Management, only 5% started...

Do you feel like your marriage could do with a little improvement, but not sure how to go about it (since nagging doesn’t seem to work anymore)? Here’s why being open to changing yourself is the first step to changing the relationship dynamics with your loved one. By: Ng Lin-Li Change what you can control In an ideal world, our spouse would do exactly what we wanted, when we wanted (after all, they are the ones with the problem!). However, in reality, the only thing within our control is our own actions, attitudes and character. Rather...

Joselina Chia, 44, a senior sales manager and mother of three, is currently participating in the 7-week Money program organized by Bernard Lim from Wealth College. We asked her to share with Nanzinc.Com some good money habits and useful advice she has picked up so far from the sessions. By: Dorothea Chow 1. Why did you decide to join the Money Makeover Programme? I wanted to understand the right attitude towards money and how to plan for my three children (aged 8, 5 and 2) financially, for my retirement and to learn how to grow my investments. 2....

The loss of her normal speaking voice did not silence one brave lady, Emily Lim, but inspired her to share a message of hope and meaning through her beautifully written stories. She started up Mustard Seed Books in 2007 to publish her first book Prince Bear & Pauper Bear. “I see my picture books as small beginnings towards a larger purpose of inspiring both children and adults to find meaning in their lives,” she says. Today, Emily continues to inspire and encourage her readers, young and old alike, with her message of self-acceptance...

Impressions count, like it or not, and in the workplace it could mean a promotion or closing a deal. You want your makeup to look appropriate for the office, without going overboard. Nanzinc.Com takes a look at makeup tips for the workplace. By: Lianne Ong Assuming that you’re not working in the fashion or entertainment industry, you wouldn’t be wearing makeup that is loud and sparkly, topped with fluttery false eyelashes on a daily basis.  Yet you want to look polished, awake and pretty (but not slutty).  It helps you look and feel confident,...

With dreams to create an animated short film about morals and start a Christian programme about living life with fulfillment, 47-year-old Edna Teo bucks the trend of the ‘me’ culture in society. Her energy to create a better life for herself led her to join the Money Makeover programme, and she shares more about her experience with Nanzinc.Com. By: Audra Lim What prompted you to sign up for the Money Makeover programme? Firstly, I want to have financial freedom. I want to work because I enjoy the work, not because I have to. I also want to...