When you’re working in the Food and Beverage industry, what are the money sappers? As the marketing manager for a well-known group of restaurants in Singapore, Dee’s bubbly personality fits her job to a T. But her weaknesses such as impulse shopping and not counting the little things sometimes land her with big bills to pay. Find out what she has learned about herself in the Money Makeover programme. By: Lianne Ong Daryl Dee Teo, 31, is a marketing manager of a well-known food and beverage group that runs several successful eateries. ...

Karen Goi, 38, juggles a full plate as a mom of three and an agent with both Great Eastern Life and ERA. With her children between the ages of 8 and 18, Karen knows that managing her finances is crucial to ensuring that her children are well provided for. She shares with Nanzinc.Com why the Money Makeover programme is helping. By: Audra Lim What prompted you to sign up for the Money Makeover programme? I felt this course would be good in refreshing my financial planning knowledge so that I can better handle both my personal financial planning,...

Joselina Chia, 44, a senior sales manager and mother of three, is currently participating in the 7-week Money program organized by Bernard Lim from Wealth College. We asked her to share with Nanzinc.Com some good money habits and useful advice she has picked up so far from the sessions. By: Dorothea Chow 1. Why did you decide to join the Money Makeover Programme? I wanted to understand the right attitude towards money and how to plan for my three children (aged 8, 5 and 2) financially, for my retirement and to learn how to grow my investments. 2....

With dreams to create an animated short film about morals and start a Christian programme about living life with fulfillment, 47-year-old Edna Teo bucks the trend of the ‘me’ culture in society. Her energy to create a better life for herself led her to join the Money Makeover programme, and she shares more about her experience with Nanzinc.Com. By: Audra Lim What prompted you to sign up for the Money Makeover programme? Firstly, I want to have financial freedom. I want to work because I enjoy the work, not because I have to. I also want to...

The Money Makeover Program was designed by Mr Bernard Lim,  the founder of Wealth College, and is based on the Living in Financial Excellence (LiFE) Program. LiFE* was officially launched in early 2009, and has been extremely well-received. It is typically a classroom-based program run over one to two days. In early 2010, the company decided to partner with Nanzinc.Com to intensify the LiFE program into a small group-facilitated course that would run over seven weeks. Seven women were invited to be in the inaugural ‘batch’ of the...

Pay day’s far from sight but you’re in need of a little indulging. The good news is, you don’t have to blow a wad of cash to enjoy your favourite luxuries, you just need to get creative! By: Sharlene Tan Maybe you’re saving for your dream house or attempting to follow through on your resolution to be more budget conscious this year; whatever the reason, the finer things in life can still be had, for less with these money-smart ideas from Nanzinc.Com. Ladies who lunch A three-course set lunch at Gunther’s, for example, is $38++ (ordered...

Travelling and spending copious amounts of money seem to go hand-in hand – after all, the lure of just letting go off your spending budget is just so tempting when you’re having a good time in an exotic destination. Nanzinc.Com shares with you how you can have a great vacation while still watching your dollars and cents. By: Audra Lim Seduced by the beautiful shop displays and promises of having a Laura Ashley-lookalike home, you throw caution to the wind and buy that charming, but not quite useful and rather pricey wooden doorstopper in the...

If you are fretting about how you would ever be able to afford that dream home, or have enough to see your children through university, or even save enough for retirement, here’s help. As a prelude to our Money Makeover “reality” series on how to gain control over your finances, Nanzinc.Com interviews Ng Hui Quen, 30, an assistant architect, who attended the LiFE programme run by Wealth College, upon which Money Makeover is based. By: Audra LIm What prompted you to sign up for LiFE? Although I save regularly, I realized that even...

Are you always getting a rude shock from your utility bill? If you can’t understand how your tiny household chalks up such a hefty electricity bill, Nanzinc.Com has some suggestions on what you can do to cut your power bill while saving the planet’s resources too. By: Lianne Ong You’re hardly at home and you haven’t been throwing all-night parties – so why is your monthly electricity bill skyrocketing? By following a few prudent steps from this article, you would be better able to track where your electricity goes and how you can use...

Events manager Malati Singh, 25, recently participated in the LiFE (Life in Financial Excellence) program organized by certified financial coach Matt Wegner. According to Wegner, personal finance is 80% behaviour and 20% knowledge. We asked Malati to share with Nanzinc.Com some good money habits and useful advice she learnt through the program. By: Dorothea Chow Why did you sign up for LiFE? At the time, I was looking for something new and different to do. I wasn’t having any financial issues, but decided to join the course anyway because...