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	<title>Comments on: First Steps: From Zero to Hero</title>
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		<title>By: Clemence Ko</title>
		<link>http://nanzinc.com/first-steps-from-zero-to-hero/comment-page-1#comment-98</link>
		<dc:creator>Clemence Ko</dc:creator>
		<pubDate>Wed, 28 Oct 2009 21:22:28 +0000</pubDate>
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		<description>I didn&#039;t know that there is such a credit counselling organization here - Credit Counselling Singapore.   Thanks a lot for sharing.</description>
		<content:encoded><![CDATA[<p>I didn&#39;t know that there is such a credit counselling organization here &#8211; Credit Counselling Singapore.   Thanks a lot for sharing.</p>
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